Are you Sufficiently Insured?

What Is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the insured.Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

There is a multitude of different types of insurance policies available, and virtually any individual or business can find an insurance company willing to insure them—for a price. The most common types of personal insurance policies are auto, health, homeowners, and life. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by law.

Businesses require special types of insurance policies that insure against specific types of risks faced by a particular business. For example, a fast-food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives.

Insurance Policy Components

When choosing a policy, it is important to understand how insurance works. A firm understanding of these concepts goes a long way in helping you choose the policy that best suits your needs. There are three components (premium, policy limit, and deductible) to most insurance policies that are crucial

• Premium
  A policy's premium is its price, typically expressed as a monthly cost. The premium is determined by the insurer based on your or your business's risk profile, which may include creditworthiness.
  For example, if you own several expensive automobiles and have a history of reckless driving, you will likely pay more for an auto policy than someone with a single mid-range sedan and a perfect driving record. However, different insurers may charge different premiums for similar policies. So finding the price that is right for you requires some legwork. .
• Policy Limit
  The policy limit is the maximum amount an insurer will pay under a policy for a covered loss. Maximums may be set per period (e.g., annual or policy term), per loss or injury, or over the life of the policy, also known as the lifetime maximum.
  Typically, higher limits carry higher premiums. For a general life insurance policy, the maximum amount the insurer will pay is referred to as the face value, which is the amount paid to a beneficiary upon the death of the insured
• Deductible
  The deductible is a specific amount the policy-holder must pay out-of-pocket before the insurer pays a claim. Deductibles serve as deterrents to large volumes of small and insignificant claims.
  Deductibles can apply per-policy or per-claim depending on the insurer and the type of policy. Policies with very high deductibles are typically less expensive because the high out-of-pocket expense generally results in fewer small claims.
• Special Considerations:With regard to health insurance, people who have chronic health issues or need regular medical attention should look for policies with lower deductibles.
  Though the annual premium is higher than a comparable policy with a higher deductible, less expensive access to medical care throughout the year may be worth the trade-off.

About Rupeedial.com

The definition of banking sector has changed in recent years. Now applying for loans is no more a lengthy process which was usually filled with stress and tension. This new instrument introduced aims to provide better and efficient services to the people.
A personal loan can be a dream come true for people as they can fulfil all your requirements of higher education, home renovation, vacation, or a medical emergency. The best part about is you don’t need to pledge anything and it can get approved within 24 hrs of the request.
We understand how difficult it is to frequently visit banks or financial institution to get your loan processed. So we bring you digital platform where you can apply online for fast process to make it convenient for our customers.

Rupeedial has been serving people since last 16 years while being one of the best leading loan providers in Delhi/NCR. We believe in maintaining long term relationship with our customers and maintains transparency that is the core business value on which we operate. This has helped us creating millions of success stories which makes us one of the largest financial distributors across the territory of India. We have successfully delivered wide range of loans and we essentially deal in pocket friendly budgets which make people self -depended in true sense without any burden on them. We have been one of the largest loan providers in finance industry for the last 16 years and as a Premium Marketing Associate of HDFC Bank for the last 13 years. We started as a Direct Sales Associate for GE countrywide in 2001. Our company operates in Uttar Pradesh, Delhi NCR.
Rupeedial provides you one step solution for all types of loans and cards in India including personal loans, home loans, credit cards, education loans, car loans, loan against property and many more. We have highly proficient experts who deliver high quality services in a limited span of time.
We have a tie-up with leading which includes HDFC Bank, ICICI, Yes bank, BAJAJ Finance, India bulls and many more.
Rupeedial is the India’s biggest marketplace for instant customized rate quotes on loans and credit cards. We deal in Loan Products with lowest interest rate and we believe in quick loan disbursement to meet out the urgent needs of customers.
We are the fastest growing business in the retail loan aggregation arena. Negatively Affected by endless bank visits and false promise calls, we create a financial advisory system that is superior to others. Led by passionate problem-solvers and backed by top level Ex- Bankers, we have been hailed as trendsetters in the last four years since the inception of Rupeedial.
Rupeedial is India's largest market for instant customized quotes on loans and credit cards. We offer credit products with the lowest interest rates and fast credit. Relying on endless bank visits and phone calls with false commitments, we set up a financial advisory system that meant more cuts in the bottom line. Leading passionate problem solvers and supporting the highest level of Ex-bankers, we are overwhelming in four years.

Our Vision
Rupeedial's 4 years of risk-taking experience has allowed us to extend our support to the crowds that traditional financial systems have ruled out. Rupeedial has a diversified product portfolio: loans to individuals and entrepreneurs, MSME loans, mortgage loans, and micro and micro loans. We believe that no dream can be fulfilled due to lack of resources. After many of these dreams have come true, our clients' confidence has fueled our own dream - to become the country's largest retail financial enterprise.
To become India's leading financial company. We believe that customer
satisfaction and quality assurance are key to success. That's why we value our customers and their needs as they are just the reason for our existence. Our specialists provide balanced advice that has no interest in misleading the client.

Our Mission
Our mission is to bridge the current niche with innovative and flexible lending to SMEs in an efficient and customer-friendly way.
We will arrange the best deals for you differently. We combine knowledge, passion and technology to provide the best innovative solution and set new benchmarks for excellence. We do not stop at success, we always look for the "best" to change the game and continue to gain the trust of our customers.

Why Choose Us

• 1. Real-time service provider with 100% customer satisfaction.
• 2. Paper work assistance.
• 3. Paperless work.
• 4. Better offers.
• 5. Compare multiple options.
• 6. No Hidden Charges.
• 7. Lower Interest Rate.
• 8. Quick approval & disbursal.
• 9. Financial solutions to the Indian consumer and various business entities.
• 10. Safe, secure and convenient.
• 11. Everything finance in one place.
• 12. Friendly customer support.